General Awareness ( GA )
Disha Competitive Classes offers General Awareness coaching courses for SSC , Bank, Railway, and other competitive exams. The institute is located in prime location in Mumbai. Our program includes TEST SERIES (online & offline) and STUDY MATERIAL (NOTES), so that the difficult parts can be broken in easiest ways. Today we are an established and leading institute which is continuously guiding the students to achieve their goals. Our Faculties have created a Splendid Study Material which shall facilitate students to study the Course Content of all Competitive Exams in a easy way and shall enable them to score good marks.
1. Special Overview of Indian Economy
Liberalisation, Globalisation, Economic Growth, Eco-development, Sustainable development, National Income, GDP, GNP, NNP.
2. Basics of Economics
- Classification of Economies –
- (a) Developing Economies
- (b) Developed Economies
- (c) Mixed Economies
- (d) Feature of developing economies like INDIA
3. Financial Market Economy
- (a) Money and Banking with its structure
- (b) Money market and its instrument
- (c) Capital Market
- (d) About RBI: At a glance
- (e) Credit Policy of RBI (Spcl. Focus) – OMO, SLR, CRR, Bank Rate, Repo Rate, RRR, CAR, MSF, LAF, etc.
- (f) Banking Regulation Act reforms (FEMA, SARFAESI Act, DRT, etc.)
4. BANK
- (a) Types of Bank & features (NABARD, RRB, Commercial Bank, Nationalisation)
- (b) Agricultural Finance, RIDF
- (c) Account types and features (CASH, KYC, FD, RD etc.)
- (d) Financial inclusion, SHG, Micro Finance, Retail Banking, etc.
- (e) Credit and Social Welfare Schemes by PSUs like SAA, DRIS, LBS
5. Negotiable Instruments
- (a) Definition
- (b) Types
- (c) Parties of a cheque
- (d) Truncation of a cheque
- (e) Fake/misused cheques
- (f) DD, Bill of Exchange vs Cheque
- (g) Nature of cheque: Post-dated, Stale, Impossible, Invalid
- (h) Hypothecation vs Pledge
6. Digital Banking
E-Cheque, CBS, UTR No., IFSC, ECS, E-signature, MICR, EFT, RTGS, NEFT, IMPS, ATM, Debit Card, Credit Card, White Label ATM
7. Public Finance
- (a) Understanding of Budget
- (b) Fiscal Policy
- (c) EXIM Policy
- (d) About Taxes: Nature, Progress, Flat, Direct, Indirect
- (e) VAT, GST, Demonetization
8. Planning - NITI AAYOG
- (a) 12th Five Year Plan – FDI and infra
- (b) NDC, Finance, Commerce
- (c) Flagship Programs (Jan-Dhan, Digital India, Make in India, Stand Up India)
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